Credit reports credit Boston

In the long run, the amount of available credit you have will have a higher impact than the fact that you have 4 credit cards. 4 cards with $2,000 limit each is still less than credit reports credit Boston one card with a $10,000 limit. A few months ago, PC Financial turned down my application for its MasterCard.

I called and I was told that my credit report was actually very good. However, I did credit reports credit Boston not have a landline phone number and I gave them my cellphone number as my home phone number. The PC Financial staff told me to get a landline phone number and then to apply credit reports credit Boston again in 6 credit reports credit Boston months. on credit report When I asked if my cellphone number was the reason for them to turn down my application, the staff said yes. Why would I apply for a credit reports credit Boston landline phone number when I am only the only occupant in this credit reports credit Boston apartment, and I wont be at home half of the time in the day?

I did order my credit report after my credit reports credit Boston application was turned down. credit bureaus So, sometimes, when youve been turned down for a loan, it might not be about your credit rating. But my experience tells me that, sometimes, banks just dont like making exceptions. Actually cancelling old cards has a short-term negative effect on your credit score only if the accounts are older than the average of your credit lines presently reported. In short, credit reports credit Boston a part of your credit score is calculated based on the age of your credit lines and if you cancel your two oldest credit lines your average age will drop, bringing your score down credit reports credit Boston slightly with it. annual credit report site

This will correct itself over time, and quite frankly shouldnt be a big credit reports credit Boston deal unless youre looking to apply for credit immediately (in which case apply for your new credit and THEN cancel those cards).